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印度央行把房贷利率降至9.45%,印网友:房价仍然居高不下

SBI cuts home loan interest rate to 9.45%

印度央行把房贷利率降至9.45%

NEW DELHI: State Bank of India has lowered its lending rate for home loans to 9.45 per cent and further to 9.4 per cent for women customers following implementation of a new interest rate calculation regime mandated by RBI.

印度央行实行新的利率计算方法后,房贷利率降至9.45%,而女性客户的房贷利率进一步降至9.4%。

The lending rates of other banks may also fall soon with the marginal cost of funds based lending rate (MCLR) system coming into force with effect from April 1.

随着基于基金的贷款利率(MCLR)体系从4月1日开始生效,其他银行的贷款利率不久或许也会下调。

As per the information available on SBI website, the earlier home loan rate 9.5 per cent for women borrowers and 9.55 per cent for others.

从印度央行的官网上了解到,之前女性买房的房贷利率为9.5%,而其他人为9.55%

Similarly, car loan would be available at 0.60 per cent above 1 year MCLR. Thus, it would be 9.80 per cent, the statement said.

类似地,车贷的利率比一年期的MCLR高0.60个百分点,也就是9.8%。

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以下是《印度时报》读者的评论:


译文来源:三泰虎 http://www.santaihu.com/2016040801.html
外文地址:http://timesofindia.indiatimes.com/india/SBI-cuts-home-loan-interest-rate-to-9-45/articleshow/51732161.cms



Fraternally Indian
I want a small loan (like 9000 crores).....How can I get it?

我想要一笔小额贷款(比如900亿卢比)

怎么贷得到?

Deviprasad Nayak


You have to be an industrialist who can give crore of Rs bribes to bank officials


你必须是实业家,拿出几千万卢比来贿赂银行高管


Born In January


Bribe women......


贿赂女人啊


Bharat Meena
Contact Modiji..He will arrange escape route too.


联系莫迪姬啊


他会给你安排逃跑路线的



 
Onlooker

Why other banks are not so prompt?

为什么其他银行动作那么不迅速?

 
Rajeev Kanchan

Good news for home buyers

对买房者来说这可是好消息啊

 
Vijay Naidu

This cut is still not attractive for home buyers.

这点利率下调对买房者来说没什么吸引力

 
The Optimist

Is it applicable to existing customers also or only to the new applicants ??

已经买房的购房者也能享受利率下调吗,还是说只适用于新的购房者?

 
swapnil mhatre
Acche Din for middle.class.home buyers. Interest rate are at 4 -5 years low now

利率达到了4-5年来的低点

 
Vijay Bali

good

给力

 
luvlafolks

Home Loans and student loans for higher education should be at special low rate of interest

房贷和助学贷款的利率应降到最低

 
IndiaInFocus

home loan interest should be no more than 5 pct.
this is not a business loan. the risk is much much smaller as the collateral is right there

房贷利率不应超过5%

房贷不是商业贷款,风险小多了,有房子做抵押

 
sathyamus
Getting loan from SBI is like HELL, tonnes of documentation ONLY for common man
High profile business men escape very easily, that's the speciality of "Banker to every indian", it should be "Banker to ONLY indians, who wants to buy properties in LONDON"

从印度央行贷款太难了,老百姓要一堆文件证明

而有头有脸的商人能轻易贷到

 
Appa Durai
Senior citizens also may be given home loans for buying retirement homes

退休者也能贷到款购买退休房

 
nikibaba17

So now everyone can buy 3 crores flats whether they can afford it or not is a different question. Western world can have low interest rates because of social security we cannot and should not do that in India as we will be finished.

现在大家都可以买到3000万卢比的房子了,是否负担得起是另一个问题

西方世界的利率低,因为有社会保障,而我们不行,否则就会完蛋

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